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Nashville Personal Injury Lawyer > Blog > Personal Injury > Should I Talk To An Insurance Company After An Accident?

Should I Talk To An Insurance Company After An Accident?


Getting hurt in an accident can be a scary, painful, and stressful experience. In the aftermath of an accident it can be difficult to know where to go, what to do, and who to talk to. In many accidents around the Nashville area, insurance adjusters may be reaching out within hours or days after an accident to get your statement, but it is not always wise to speak with an insurance company without a lawyer present. For more information about why you should wait to speak with insurers, talk to the experienced personal injury attorneys at the law offices of Mitch Grissim & Associates today with a free consultation.

When You Can Talk to Insurance Adjusters

In certain situations, it may be perfectly fine to speak with an insurance adjuster after an accident. If the incident resulted in no injuries and minimal property damage, such as a low impact fender bender in a parking lot, these insurance claims can usually be resolved quickly and with minimal issue without a lawyer present. However, if there is substantial property damage, injuries reported, or a death it is critical that you speak with an experienced personal injury lawyer before talking to the insurance company about the accident.

Why You Should Wait Before Speaking with Insurers

It is important to remember that insurance companies, including your own, do not have your best interests at heart. Their main goal is to resolve claims made after accidents as quickly and as cheaply as possible. They are a business that makes money by spending as little as possible, even if that occurs at the expense of the victims. Insurance adjusters use a number of tactics with accident victims to minimize their costs after a claim is made. One method is to offer a settlement immediately after the accident. This is often for far less than the victim is owed but looks appealing in the moment when victims are unsure about the financial burdens caused by the accident. Another method is to try and trap victims into admitting some type of culpability in the accident, which can be used when determining fault to minimize the amount of compensation awarded for a claim.

How a Lawyer Can Help

An experienced personal injury lawyer can be critical in protecting a victim’s injury claim after an accident. When an accident victim hires a lawyer, all communication from the insurance company must flow through them. This includes all negotiation, settlement offers, and requests for statements. An attorney can be present when making a statement to insurers in order to protect your interests, and a knowledgeable attorney understands what your claim is worth so that you do not accept anything less than the full and fair value of your case.

Call or Contact Our Office

If you or a loved one has been injured in an accident, the experienced Nashville personal injury attorneys at Mitch Grissim & Associates are here to help. Call the office or contact us today to schedule a free consultation of your case now.

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