What If I’m In A Car Accident While My Car Is On Lease?
Car accidents are stressful and unfortunate events. Not only is a car accident a frightening incident with many psychological side-effects, but you could find yourself out of work, recovering from injuries and filing an automobile claim. Where does it end? If you were driving a leased vehicle, you might not even know where to start. Leasing a car from a dealership has a lot of benefits. This route is especially good for those who find themselves trading in cars before their loan is paid, or those who are on a tight budget. Leasing a vehicle is becoming more popular — which means that more drivers are getting into accidents in leased vehicles.
At Mitch Grissim & Associates, we know that the time after a car accident is very stressful and working with a great car accident lawyer in Nashville, Tennessee, will ease your stress. If you have wrecked a leased vehicle, do not panic. There are a few more steps that you will need to take, but the process is quite simple. Here is an overview of what you need to do if you are in a car accident with a leased vehicle.
1. Take Care of Yourself
First things first — you. Before worrying about anything else, be sure that you have been taken care of. Do not deny care after an accident. Some injuries do not make themselves present until much later. Having a detailed history of medical care could be critical in pursuing a personal injury claim.
2. Get the Details
After any accident, you want to make sure that the details are recorded thoroughly and accurately. This is particularly important with a leased vehicle, since your leasing agency will want the information for their own case. Work with police officers who are investigating the scene and tell them exactly what happened. Take pictures that clearly show the damage and position of all vehicles that were involved. Do not forget to get the name, driver’s license and insurance information of all drivers who were involved in the accident.
3. Contact Your Insurance and Leasing Agency
You will want to contact your insurance company first to begin your claim. Your company will help to make this process easy by walking you through each step. They should also be familiar with the policies and procedures that are required by your leasing agency, and will make sure that any work authorized on the vehicle is compliant. Most leasing agencies require drivers to contact them as soon as possible in the event that they have been in a car accident. After you have called your insurance company and started the claim, be sure to contact the company who you are leasing the car through.
Your Trusted Car Accident Lawyer in Nashville, TN
Mitch Grissim & Associates, your trusted Nashville, TN car accident lawyer, we know that the process of filing claims and pursuing compensation can seem daunting. If you would like more information, visit our areas of practice page or contact a representative with our firm today.