Nashville Personal Injury Lawyer > Blog > Personal Injury > Should I Talk to an Insurer after an Accident?

Should I Talk to an Insurer after an Accident?

Being in an accident can be a scary, confusing, and painful experience. Yet, within hours or days after an accident an insurance adjuster may be hounding you for a statement about what happened. One of the most commonly asked questions by clients is whether they should talk to an insurance company after an accident. It is important to remember that insurers, even your own, do not have your best interests at heart if you file a claim for your injuries. At Mitch Grissim & Associates, our team of Nashville personal injury lawyers has years of experience handling insurers that are looking to minimize or even eliminate your claims for compensation after an accident. Call the office or contact us today to schedule a free evaluation of your case.

Is It Ever Acceptable to Speak to Insurers?

In some limited situations, it may be alright for you to speak with an insurance adjuster on your own. If the accident resulted in no injuries and minimal property damage, you may be able to handle the claim process by yourself without an attorney present. However, if there is substantial property loss or injuries to any party involved in the accident you need to hire an experienced personal injury lawyer as soon as possible.

Insurance Companies are Not Looking Out for You

The goal of every insurance company is to settle claims as quickly and for as little money as possible. It is common practice for an insurer to offer an accident victim a settlement right after an accident, but this amount is often a mere fraction of what the victim is truly owed for their injuries. When you hire an experienced personal injury attorney to handle your case, your lawyer can advise you on the full and fair value of your claims to avoid settling for far less than you deserve.

Furthermore, insurance adjusters push for accident victims to make statements as soon as possible after the incident, hoping that they will make a statement against their own best interest to mitigate or even outright eliminate their claims for compensation. As soon as you hire an attorney to represent your legal interests, the insurers are required to cease all contact with you and only communicate with your attorney. Your lawyer can also be present when you finally give a statement to the insurance adjuster about the accident to protect and defend your right to compensation.

How Mitch Grissim & Associates Can Help

The highly rated legal team at Mitch Grissim & Associates has years of combined experience handling the insurance companies in Tennessee. We know all the tricks that insurers might pull to minimize your legitimate claims for damages and will fight any accusations of fault zealously. Once hired, our lawyers handle all communication with the insurance companies, including requests for statements, negotiations, and settlement offers. We will not settle for anything less than the full value of your case after an accident.