How Insurance Companies Try To Restrict Your Injury Claim
Most people, when they get injured in an accident, want nothing more than to get their life back, recover from their injuries, and be productive once more. They seek compensation because being injured is expensive, not just physically but mentally and emotionally, and the people at fault for their injuries hold responsibility for helping that recovery.
Unfortunately, insurance companies don’t profit from payouts and they’ll do just about anything to avoid paying for your injuries. Learn how insurance companies take great efforts to avoid paying out an injury claim, the tactics they use, and how a personal injury attorney can help.
Double-Talk and Strong-Arm Tactics
One of the most common tactics you’ll run into is also generally the first. When you get hurt and you file a compensation claim, they’ll open up with a serious lowball offer which may be barely enough (sometimes not even enough) to cover your existing medical bills. When they make this offer, they’ll try to get you to sign papers which can restrict you from filing for more damages later.
If you refuse to sign, they might try to bully you into signing away, claiming things like if you go to court, you won’t see a dime, and pointing out just how generous they’re being as a result. Never sign anything without talking to your lawyer first.
Avoiding Liability
Another tactic is that the insurance company tries to avoid the liability their client holds. You need to prove negligence caused your accident, and by claiming that you were the one acting irresponsibly, they avoid that liability. They could also try to argue that you don’t have enough records to prove there was liability.
You’re Not That Badly Hurt
They could also try to minimize the injury you suffered. They could claim that your medical records are incomplete or inaccurate. Often, the insurance company will bring in their own third-party specialist to testify that your injuries aren’t as severe as you claim, or even that you’re faking it all together. It’s not uncommon to try to make you the aggressor instead of the victim in a case like this.
Pre-Existing Injuries
Sometimes as part of the effort to minimize your injury, the insurance company will look for evidence of past injuries or conditions and claim that you’re trying to seek compensation for something that wasn’t caused by the accident at all. This is why it’s so important to have detailed medical records when you’re injured.
Hire a Nashville Personal Injury Lawyer
Because insurance companies are so expert and experienced in these tactics, it’s vital for you to have someone in your corner who knows how to stand up to them, how to challenge and fight back. You need someone capable of standing up for your rights and getting justice for your injuries. You need an experienced and qualified Nashville injury claim attorney.
At Mitch Grissim & Associates, we have years of dedicated experience pursuing personal injury claims and fighting the toughest insurance company avoidance tactics. We can ensure that you get the maximum compensation possible under the law for your injury. If you’ve been hurt in the Nashville area, call our office today for a free consultation and more information about your rights in this situation.
