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Who Is Liable In An Uber/Lyft Accident?


Ridesharing is quickly becoming one of the most common forms of private transportation around the Nashville area, but complex questions arise about liability and fault when a rideshare vehicle is involved in an accident. At the law office of Mitch Grissim & Associates, our experienced Nashville personal injury attorneys are prepared to zealously advocate for your injury claim after a rideshare accident. To learn more, call or contact our office to schedule a free case evaluation. 

When the Other Driver is at Fault

When the other driver is determined to be at fault in a rideshare accident, the claims process proceeds as though it were any other type of car accident case. The driver’s auto insurance coverage would kick in, and an attorney would negotiate with the insurer for a settlement that covers all the victim’s personal injury damages caused by the crash.

When the Uber/Lyft Driver is at Fault

If, however, the rideshare driver is determined to be at fault for an accident, the question of liability can be more complex. Every rideshare driver is required by Uber and Lyft to carry their own auto insurance when they drive. If the accident is caused by a rideshare driver while they do not have anyone in their vehicle for a ride, they are personally liable for any damages that result from the accident.

If the rideshare driver is on their way to pick up a passenger or has a passenger in the vehicle, their insurance covers damages up to the policy limit, but if the damages exceed the policy limits then the rideshare company’s insurance policy kicks in. Uber and Lyft carry $1,000,000 in coverage above their driver’s policy limits to cover accidents caused by their drivers that is available to victims injured in rideshare crashes. This covers all economic and noneconomic damages suffered by victims when an Uber of Lyft vehicle is responsible for the accident.

When the Accident is Caused by Vehicle Defect

Finally, if a car accident involving a rideshare vehicle is caused by a defect, such as failing brakes, a blown tire, or a faulty airbag there are many other entities that may be ultimately liable for the accident. Vehicle designers, manufacturers, transporters, dealers, mechanics, and others may all be held responsible for the accident once it is determined where the defect originated. Because of the complicated and complex nature of determining liability in a rideshare accident, it is critical that you seek the experience and counsel of a knowledgeable personal injury attorney to help with your case.

Talk to Our Office Today

Have you or someone you know been injured in an Uber, Lyft, or other type of rideshare accident in the Nashville area? If so, you may be entitled to compensation through a personal injury claim. To learn more about your legal options, call the office or contact us at Mitch Grissim & Associates today to schedule a free consultation of your case with one of our experienced personal injury attorneys now.


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